Affordable HVAC Financing in Philadelphia, Bensalem, Levittown, and Southampton

When the heat starts pushing into the 90s and your rowhome or split-level in Bensalem feels more like a sauna, a reliable AC system isn’t just nice—it’s necessary. But we know not everyone’s got the cash sitting around to drop on a new ductless mini split or central air upgrade. That’s why R&R Mechanical makes it easy for homeowners across Philly, Levittown, and Southampton to cool down now and pay later.

We offer affordable monthly HVAC financing with 0% interest plans through Synchrony, designed for real people working real jobs—not just big-budget renovations. Whether you’re dealing with rising humidity in your Northeast Philly twin or want cleaner air for your kids in a Bucks County rancher, we’ve got a cooling solution and a payment plan that fits your life.

No pressure, no gimmicks. Just clear terms, fast approvals, and comfort you can feel right away.

Get the Ductless Mini-Split or Air Conditioning System You Actually Want — With 0% Financing and Lower Energy Bills All Summer

If you’re living in Philly, Bensalem, Levittown, or Southampton, you already know summer doesn’t mess around. When the heat kicks in around here, your AC better be ready — or your whole house turns into a sauna. If your current system is struggling to keep up, running nonstop, or causing your utility bills to spike, now is the time to take control and upgrade.

We specialize in ductless mini-splits, one of the most efficient and flexible air conditioning solutions on the market today. Perfect for Philly rowhomes, split-levels, and older properties that weren’t built for central air, these systems let you control the temperature room by room, without tearing your house apart for ductwork.

Don’t settle for another season of window units, fans, or sky-high PECO bills. Our team will help you find the right system, handle the install, and lock in financing that makes sense — no gimmicks, just real comfort that pays off long-term.

Mitsubishi Equipment Financing

Special Energy Efficiency Financing for Pennsylvania Homeowners

Pennsylvanians can Go Greener, Affordably with fixed monthly payment financing for improvements that make your home more energy efficient. The KEEP Loan is supported by the Energy Development Authority (PEDA)’s Pennsylvania Energy Accelerator Program, and lending is administered by the National Energy Improvement Fund (NEIF), a Pennsylvania-based B Corporation. Low Monthly Payment Examples*

HEATING, COOLING, WATER HEATING
BUILDING PRODUCTS, WINDOWS, DOORS
100% FINANCING OF PROJECT
MAXIMUM PROJECT SIZE IS $25,000.
SIMPLE, LOW-INTEREST PAYMENTS
WORK MUST BE PERFORMED BY NEIF-APPROVED CONTRACTOR

Special 10-Year Financing for Energy Efficiency Upgrades

Unlock Affordable Comfort: HVAC Financing for Philadelphia, Bensalem, Levittown, Southampton, and Surrounding Areas

When it’s time to upgrade your HVAC system, we understand that cost can be a significant concern for homeowners. At R&R Mechanical Service Inc., we believe that comfort shouldn’t be compromised due to budget constraints. That’s why we offer flexible financing options to make your HVAC investments more manageable. Our easy-to-use loan calculator can show you just how affordable a new system can be, helping you spread the cost over time while enjoying the benefits of a modern, energy-efficient HVAC system right away.

Imagine the peace of mind knowing your home is equipped with top-notch heating and cooling solutions without the financial strain. Our financing plans are designed to suit your budget, ensuring that you receive the best service and products without breaking the bank. Plus, our team of experts is always ready to guide you through the process, answering any questions and providing personalized recommendations based on your unique needs.

Don’t let the upfront cost deter you from ensuring your home is comfortable all year round. Discover how our financing options can make it easy for you to enjoy the comfort you deserve. Contact R&R Mechanical Service Inc. today to learn more and use our loan calculator to see just how affordable a new HVAC system can be for your home in Philadelphia, Bensalem, Levittown, Southampton, PA, and surrounding areas.

Expand your purchasing power with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

A simple application process, and fast credit decisions
Unsecured, revolving credit lines
Promotional financing options¹
Convenient monthly payment options
Online account management

HVAC Loan Calculator

Loan Amount ($):

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0% Monthly interest for 24 Months is only for Mitsubishi Installations

^*Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.